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| Provider | Service type | Compensation |
|---|---|---|
SECURITIES AMERICA INC2 years Filed as: M&T SECURITIES Service code 27 · EIN 16-1263079 | Advisory (Plan) | $28,600 |
Service code 37 · EIN 04-2647786 | Loan Processing | $19,240 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,671 | $42,810+4.3% | $169,452-73.6% | $55,725-19.8% |
| Participation rate | 83.1% | 64.7%+18.4pp | 77.8%+5.3pp | 70.9%+12.2pp |
| Annual return | -1.66% | -3.61%+2.0pp | 1.83%-3.5pp | 244.93%-246.6pp |
| Employer contribution / active EE | $952 | $1,402-32.1% | $4,157-77.1% | $2,078-54.2% |
| Participant deferral / active EE | $3,802 | $3,141+21.0% | $5,277-27.9% | $3,356+13.3% |
| Admin fee / account holder | $181 | $106+70.3% | $9,110-98.0% | $115+57.4% |