See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA10+ years Filed as: NBT BANCORP Service code 21 · EIN 16-1268674 | Bank Trustee | $50,340 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,776 |
CHARLES SCHWAB & CO., INC.9 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $35 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,682 | $96,484-13.3% | $156,263-46.4% | $74,304+12.6% |
| Participation rate | 100.0% | 67.7%+32.3pp | 78.9%+21.1pp | 60.3%+39.7pp |
| Annual return | 24.10% | 17.73%+6.4pp | 59.47%-35.4pp | 29.43%-5.3pp |
| Employer contribution / active EE | $2,320 | $2,528-8.3% | $4,333-46.5% | $2,241+3.5% |
| Participant deferral / active EE | $4,864 | $4,286+13.5% | $6,158-21.0% | $3,767+29.1% |
| Admin fee / account holder | $215 | $3,728-94.2% | $14,255-98.5% | $2,969-92.7% |