See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA7+ years Filed as: NBT BANCORP Service code 21 · EIN 15-0395735 | Bank Trustee | $28,753 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,569 | $86,655-34.7% | $119,609-52.7% | $66,914-15.5% |
| Participation rate | 90.4% | 75.6%+14.8pp | 79.3%+11.1pp | 69.8%+20.6pp |
| Annual return | -18.98% | -8.00%-11.0pp | -14.97%-4.0pp | 1.58%-20.6pp |
| Employer contribution / active EE | $1,449 | $2,536-42.8% | $4,232-65.8% | $2,544-43.0% |
| Participant deferral / active EE | $4,045 | $4,358-7.2% | $5,602-27.8% | $4,237-4.5% |
| Admin fee / account holder | $132 | $755-82.6% | $10,323-98.7% | $593-77.8% |