See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA4+ years Filed as: NBT BANCORP Service code 21 · EIN 15-0395735 | Bank Trustee | $24,147 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,017 | $49,138+5.9% | $84,015-38.1% | $65,185-20.2% |
| Participation rate | 96.1% | 60.7%+35.4pp | 69.0%+27.1pp | 70.2%+25.9pp |
| Annual return | 13.73% | 23.00%-9.3pp | 71.31%-57.6pp | 29.38%-15.7pp |
| Employer contribution / active EE | $1,196 | $914+30.9% | $1,983-39.7% | $2,177-45.0% |
| Participant deferral / active EE | $3,937 | $2,397+64.3% | $3,239+21.6% | $3,514+12.1% |
| Admin fee / account holder | $127 | $543-76.7% | $6,101-97.9% | $847-85.1% |