See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA8+ years Filed as: NBT BANCORP Service code 21 · EIN 16-1268674 | Bank Trustee | $28,893 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB & CO, INC. Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,056 | $82,978-30.0% | $129,995-55.3% | $71,457-18.8% |
| Participation rate | 93.8% | 74.1%+19.7pp | 78.5%+15.3pp | 67.9%+25.9pp |
| Annual return | 7.12% | 20.60%-13.5pp | -137.18%+144.3pp | 28.85%-21.7pp |
| Employer contribution / active EE | $1,425 | $2,622-45.6% | $4,320-67.0% | $2,588-44.9% |
| Participant deferral / active EE | $4,281 | $4,432-3.4% | $5,820-26.4% | $4,289-0.2% |
| Admin fee / account holder | $130 | $1,729-92.5% | $10,614-98.8% | $1,587-91.8% |