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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,748 | $48,364+2.9% | $71,796-30.7% | $62,881-20.9% |
| Participation rate | 88.9% | 60.6%+28.3pp | 69.1%+19.8pp | 69.3%+19.6pp |
| Annual return | 1.53% | 13.16%-11.6pp | 78.04%-76.5pp | 20.14%-18.6pp |
| Employer contribution / active EE | $1,791 | $1,042+71.9% | $1,924-7.0% | $2,281-21.5% |
| Participant deferral / active EE | $4,044 | $2,091+93.4% | $2,794+44.7% | $3,203+26.3% |
| Admin fee / account holder | $24,900 | $3,771+560.2% | $4,815+417.1% | $4,296+479.6% |