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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,163 | $50,947+41.6% | $74,551-3.2% | $64,173+12.5% |
| Participation rate | 73.1% | 61.1%+12.0pp | 69.1%+3.9pp | 69.6%+3.5pp |
| Annual return | -5.83% | -1.85%-4.0pp | 32.53%-38.4pp | 7.63%-13.5pp |
| Employer contribution / active EE | $1,584 | $1,115+42.0% | $1,961-19.2% | $2,381-33.5% |
| Participant deferral / active EE | $3,425 | $2,302+48.8% | $3,108+10.2% | $3,470-1.3% |
| Admin fee / account holder | $2,365 | $4,221-44.0% | $5,059-53.3% | $4,887-51.6% |