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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,770 | $65,566+15.6% | $86,235-12.1% | $75,177+0.8% |
| Participation rate | 80.8% | 60.5%+20.3pp | 69.0%+11.8pp | 67.2%+13.6pp |
| Annual return | 10.87% | 46.07%-35.2pp | 1170.03%-1159.2pp | 160.75%-149.9pp |
| Employer contribution / active EE | $2,178 | $1,553+40.2% | $2,381-8.5% | $2,671-18.5% |
| Participant deferral / active EE | $3,729 | $3,023+23.3% | $3,987-6.5% | $4,126-9.6% |
| Admin fee / account holder | $34,808 | $5,470+536.4% | $6,856+407.7% | $5,651+515.9% |