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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,636 | $70,366+85.7% | $66,674+95.9% | $138,895-5.9% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 18.12% | 386.41%-368.3pp | 321.24%-303.1pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,805 | $2,765-34.7% | $2,620-31.1% | $4,194-57.0% |
| Participant deferral / active EE | $5,435 | $4,374+24.2% | $4,084+33.1% | $6,396-15.0% |
| Admin fee / account holder | $738 | $5,262-86.0% | $5,098-85.5% | $12,562-94.1% |