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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,435 | $100,911-11.4% | $90,440-1.1% | $158,966-43.7% |
| Participation rate | 65.0% | 75.0%-10.0pp | 72.7%-7.7pp | 82.0%-17.0pp |
| Annual return | 13.32% | 1726.62%-1713.3pp | 1294.38%-1281.1pp | 302.95%-289.6pp |
| Employer contribution / active EE | $1,282 | $3,690-65.3% | $3,263-60.7% | $4,762-73.1% |
| Participant deferral / active EE | $3,417 | $4,348-21.4% | $3,964-13.8% | $5,983-42.9% |
| Admin fee / account holder | $4,216 | $6,507-35.2% | $5,615-24.9% | $11,250-62.5% |