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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,706 | $88,702+29.3% | $81,780+40.3% | $145,978-21.4% |
| Participation rate | 77.8% | 75.0%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 17.09% | 1029.12%-1012.0pp | 776.27%-759.2pp | 550.52%-533.4pp |
| Employer contribution / active EE | $1,969 | $3,084-36.2% | $2,914-32.4% | $4,662-57.8% |
| Participant deferral / active EE | $5,760 | $4,645+24.0% | $4,321+33.3% | $6,690-13.9% |
| Admin fee / account holder | $675 | $8,414-92.0% | $7,384-90.9% | $13,400-95.0% |