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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,024 | $93,345-31.4% | $119,126-46.3% | $87,485-26.8% |
| Participation rate | 86.7% | 68.7%+17.9pp | 75.8%+10.9pp | 68.9%+17.7pp |
| Annual return | 10.86% | 19.08%-8.2pp | 282.11%-271.2pp | 26.06%-15.2pp |
| Employer contribution / active EE | $3,190 | $3,172+0.6% | $4,034-20.9% | $2,596+22.9% |
| Participant deferral / active EE | $2,917 | $4,099-28.8% | $5,318-45.1% | $4,274-31.7% |
| Admin fee / account holder | $2,024 | $8,039-74.8% | $10,693-81.1% | $7,775-74.0% |