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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,024 | $89,259-28.3% | $107,187-40.3% | $82,637-22.5% |
| Participation rate | 86.7% | 67.9%+18.7pp | 75.0%+11.6pp | 68.1%+18.6pp |
| Annual return | 10.86% | 21.02%-10.2pp | 204.55%-193.7pp | 53.51%-42.6pp |
| Employer contribution / active EE | $3,190 | $3,080+3.6% | $3,782-15.7% | $2,552+25.0% |
| Participant deferral / active EE | $2,917 | $4,037-27.7% | $5,096-42.8% | $4,126-29.3% |
| Admin fee / account holder | $2,024 | $7,381-72.6% | $9,162-77.9% | $7,339-72.4% |