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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,024 | $88,672-27.8% | $105,223-39.2% | $82,448-22.3% |
| Participation rate | 86.7% | 67.9%+18.7pp | 75.0%+11.6pp | 68.1%+18.6pp |
| Annual return | 10.86% | 30.86%-20.0pp | 180.65%-169.8pp | 41.64%-30.8pp |
| Employer contribution / active EE | $3,190 | $3,048+4.7% | $3,689-13.5% | $2,551+25.1% |
| Participant deferral / active EE | $2,917 | $4,036-27.7% | $5,072-42.5% | $4,139-29.5% |
| Admin fee / account holder | $2,024 | $7,146-71.7% | $8,859-77.2% | $7,234-72.0% |