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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,769 | $65,361-23.9% | $92,903-46.4% | $72,983-31.8% |
| Participation rate | 75.0% | 68.3%+6.7pp | 76.0%-1.0pp | 69.5%+5.5pp |
| Annual return | 3.21% | 42.11%-38.9pp | 109.43%-106.2pp | 81.01%-77.8pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,002 | $3,128-36.0% | $4,238-52.8% | $3,608-44.5% |
| Admin fee / account holder | $16,617 | $4,251+290.9% | $5,795+186.8% | $5,124+224.3% |