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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,383 | $70,366+390.8% | $66,674+418.0% | $138,895+148.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 11.10% | 386.41%-375.3pp | 321.24%-310.1pp | 145.39%-134.3pp |
| Employer contribution / active EE | $18,385 | $2,765+564.9% | $2,620+601.7% | $4,194+338.3% |
| Participant deferral / active EE | $5,425 | $4,374+24.0% | $4,084+32.8% | $6,396-15.2% |
| Admin fee / account holder | $34,812 | $5,262+561.5% | $5,098+582.8% | $12,562+177.1% |