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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,043 | $100,911+47.7% | $90,440+64.8% | $158,966-6.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.19% | 1726.62%-1715.4pp | 1294.38%-1283.2pp | 302.95%-291.8pp |
| Employer contribution / active EE | $10,781 | $3,690+192.2% | $3,263+230.4% | $4,762+126.4% |
| Participant deferral / active EE | $7,741 | $4,348+78.0% | $3,964+95.3% | $5,983+29.4% |
| Admin fee / account holder | $1,151 | $6,507-82.3% | $5,615-79.5% | $11,250-89.8% |