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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,708 | $90,607+7.8% | $79,467+23.0% | $135,380-27.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -7.33% | 977.74%-985.1pp | 718.30%-725.6pp | 519.81%-527.1pp |
| Employer contribution / active EE | $10,989 | $3,068+258.2% | $2,800+292.4% | $4,779+130.0% |
| Participant deferral / active EE | $6,989 | $4,050+72.5% | $3,704+88.7% | $5,609+24.6% |
| Admin fee / account holder | $1,144 | $5,895-80.6% | $5,104-77.6% | $10,828-89.4% |