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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,728 | $67,602+50.5% | $82,312+23.6% | $70,126+45.1% |
| Participation rate | 83.3% | 72.8%+10.6pp | 76.9%+6.4pp | 69.5%+13.8pp |
| Annual return | 11.95% | 21.57%-9.6pp | 25.88%-13.9pp | 73.15%-61.2pp |
| Employer contribution / active EE | $5,556 | $1,755+216.6% | $2,428+128.8% | $2,343+137.2% |
| Participant deferral / active EE | $3,186 | $2,987+6.6% | $3,706-14.0% | $3,332-4.4% |
| Admin fee / account holder | $1,430 | $4,512-68.3% | $5,608-74.5% | $4,645-69.2% |