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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,152 | $60,349+62.6% | $74,184+32.3% | $62,881+56.1% |
| Participation rate | 69.7% | 72.7%-3.0pp | 76.6%-6.9pp | 69.3%+0.4pp |
| Annual return | 6.21% | 21.38%-15.2pp | 17.74%-11.5pp | 20.14%-13.9pp |
| Employer contribution / active EE | $5,263 | $1,680+213.2% | $2,370+122.1% | $2,281+130.7% |
| Participant deferral / active EE | $2,651 | $2,856-7.2% | $3,550-25.3% | $3,203-17.2% |
| Admin fee / account holder | $2,682 | $4,261-37.1% | $5,586-52.0% | $4,296-37.6% |