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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,923 | $71,873+43.2% | $86,698+18.7% | $68,490+50.3% |
| Participation rate | 90.5% | 72.2%+18.3pp | 76.6%+13.9pp | 67.9%+22.6pp |
| Annual return | -17.08% | 3.54%-20.6pp | 35.96%-53.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $4,748 | $2,173+118.5% | $2,837+67.4% | $2,597+82.8% |
| Participant deferral / active EE | $4,853 | $3,779+28.4% | $4,656+4.2% | $4,028+20.5% |
| Admin fee / account holder | $8,927 | $6,110+46.1% | $7,492+19.2% | $5,403+65.2% |