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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,366 | $60,349-13.2% | $74,184-29.4% | $62,881-16.7% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | -1.19% | 21.38%-22.6pp | 17.74%-18.9pp | 20.14%-21.3pp |
| Employer contribution / active EE | $2,541 | $1,680+51.3% | $2,370+7.2% | $2,281+11.4% |
| Participant deferral / active EE | $2,837 | $2,856-0.7% | $3,550-20.1% | $3,203-11.4% |
| Admin fee / account holder | $3,350 | $4,261-21.4% | $5,586-40.0% | $4,296-22.0% |