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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,520 | $67,602-9.0% | $82,312-25.3% | $70,126-12.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 8.30% | 21.57%-13.3pp | 25.88%-17.6pp | 73.15%-64.8pp |
| Employer contribution / active EE | $1,222 | $1,755-30.4% | $2,428-49.7% | $2,343-47.8% |
| Participant deferral / active EE | $3,501 | $2,987+17.2% | $3,706-5.5% | $3,332+5.1% |
| Admin fee / account holder | $1,765 | $4,512-60.9% | $5,608-68.5% | $4,645-62.0% |