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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,887 | $78,428-0.7% | $95,960-18.8% | $79,852-2.5% |
| Participation rate | 96.4% | 73.5%+22.9pp | 77.1%+19.3pp | 69.6%+26.8pp |
| Annual return | 8.68% | 19.37%-10.7pp | 91.63%-83.0pp | 31.72%-23.0pp |
| Employer contribution / active EE | $1,229 | $1,945-36.8% | $2,541-51.6% | $2,471-50.3% |
| Participant deferral / active EE | $3,412 | $3,440-0.8% | $4,167-18.1% | $3,740-8.8% |
| Admin fee / account holder | $7,181 | $5,622+27.7% | $6,797+5.6% | $5,306+35.3% |