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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $58,358 |
Service code 28 · EIN 47-1411118 | Investment Management | $18,875 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,587 | $91,424+422.4% | $135,942+251.3% | $71,495+568.0% |
| Participation rate | 91.8% | 75.7%+16.1pp | 81.9%+9.9pp | 67.9%+23.8pp |
| Annual return | 18.97% | 29.90%-10.9pp | 68.28%-49.3pp | 28.85%-9.9pp |
| Employer contribution / active EE | $13,680 | $3,704+269.4% | $4,858+181.6% | $2,589+428.3% |
| Participant deferral / active EE | $9,657 | $7,092+36.2% | $7,759+24.5% | $4,291+125.1% |
| Admin fee / account holder | $411 | $1,266-67.5% | $10,764-96.2% | $1,588-74.1% |