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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $71,922 |
Service code 28 · EIN 47-1411118 | Investment Management | $14,775 |
SAX LLP6 years Filed as: SAX BST LLP Service code 10 · EIN 46-4001827 | Accounting | $13,000 |
BENEFIT ASSOCIATES, INC.1 year Filed as: BENEFIT ASSOCIATES, INC Service code 64 · EIN 95-3775762 | Recordkeeping Fees | $10,975 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,769 | $84,493+380.2% | $125,381+223.6% | $66,938+506.2% |
| Participation rate | 90.9% | 76.4%+14.5pp | 82.4%+8.5pp | 69.8%+21.1pp |
| Annual return | -17.46% | -8.49%-9.0pp | 572.31%-589.8pp | 1.58%-19.0pp |
| Employer contribution / active EE | $12,847 | $3,554+261.5% | $4,815+166.8% | $2,545+404.7% |
| Participant deferral / active EE | $9,017 | $6,783+32.9% | $7,448+21.1% | $4,238+112.7% |
| Admin fee / account holder | $582 | $685-15.0% | $10,007-94.2% | $594-1.9% |