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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $95,085 |
BST & CO. CPA'S LLP1 year Filed as: BST & CO. CPAS, LLP Service code 64 · EIN 14-1442607 | Recordkeeping Fees | $9,500 |
Service code 28 · EIN 47-1411118 | Investment Management | $7,700 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $15 |
Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,229 | $73,102+554.2% | $123,552+287.1% | $56,287+749.6% |
| Participation rate | 91.4% | 74.3%+17.1pp | 82.3%+9.1pp | 69.9%+21.5pp |
| Annual return | -3.30% | 3.01%-6.3pp | 119.20%-122.5pp | -9.96%+6.7pp |
| Employer contribution / active EE | $10,601 | $2,977+256.1% | $4,628+129.1% | $2,111+402.1% |
| Participant deferral / active EE | $8,224 | $5,423+51.7% | $6,426+28.0% | $3,350+145.5% |
| Admin fee / account holder | $685 | $554+23.7% | $9,285-92.6% | $521+31.4% |