See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 19 1300 THAMES ST · BALTIMORE, MD 21231 | Securities Custodian | $67,049 |
ASCENSUS LLC10+ years Filed as: ASCENSUS Service code 13 · EIN 11-3665754 | Contract Administrator | $40,030 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,360 | $84,414+26.0% | $164,813-35.5% | - |
| Participation rate | 66.7% | 69.4%-2.7pp | 78.6%-11.9pp | - |
| Annual return | 11.93% | 13.94%-2.0pp | 69.93%-58.0pp | - |
| Employer contribution / active EE | $359 | $2,400-85.0% | $4,341-91.7% | - |
| Participant deferral / active EE | $2,933 | $4,277-31.4% | $6,031-51.4% | - |
| Admin fee / account holder | $534 | $4,429-87.9% | $12,690-95.8% | - |