See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 19 1300 THAMES ST · BALTIMORE, MD 21231 | Securities Custodian | $132,998 |
ASCENSUS LLC9+ years Filed as: ASCENSUS Service code 13 · EIN 11-3665754 | Contract Administrator | $6,120 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,399 | $91,372+17.5% | $129,995-17.4% | $74,419+44.3% |
| Participation rate | 67.8% | 77.8%-10.0pp | 78.5%-10.7pp | 70.7%-2.9pp |
| Annual return | 14.07% | 23.21%-9.1pp | -137.18%+151.2pp | 34.38%-20.3pp |
| Employer contribution / active EE | $361 | $2,563-85.9% | $4,320-91.7% | $2,637-86.3% |
| Participant deferral / active EE | $2,792 | $4,721-40.9% | $5,820-52.0% | $4,528-38.3% |
| Admin fee / account holder | $632 | $283+123.1% | $10,614-94.0% | $348+81.8% |