See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 19 1300 THAMES ST · BALTIMORE, MD 21231 | Securities Custodian | $33,753 |
ASCENSUS LLC8+ years Filed as: ASCENSUS Service code 13 · EIN 11-3665754 | Contract Administrator | $6,135 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,784 | $71,142+34.6% | $119,609-19.9% | $64,808+47.8% |
| Participation rate | 66.9% | 78.6%-11.7pp | 79.3%-12.4pp | 71.5%-4.6pp |
| Annual return | -15.81% | -10.01%-5.8pp | -14.97%-0.8pp | 32.82%-48.6pp |
| Employer contribution / active EE | $351 | $2,497-85.9% | $4,232-91.7% | $2,506-86.0% |
| Participant deferral / active EE | $2,963 | $4,490-34.0% | $5,602-47.1% | $4,310-31.3% |
| Admin fee / account holder | $612 | $162+277.5% | $10,323-94.1% | $188+225.9% |