Filed February 27, 1997
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DR ADVISORY SERVICES2 years Service code 26 · EIN 20-5173405 | Advisory (Participants) | $17,704 |
BENEFIT CONSULTANTS GROUP2 years Service code 15 · EIN 23-2383285 | Recordkeeping | $13,142 |
Filed as: TEAL, BECKER & CHIARAMONTE Service code 10 · EIN 14-1624930 | Accounting | $12,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,528 | $55,449-12.5% | $83,848-42.1% | $56,287-13.8% |
| Participation rate | 49.3% | 68.0%-18.8pp | 76.1%-26.9pp | 69.9%-20.6pp |
| Annual return | -5.99% | -1.38%-4.6pp | 850.88%-856.9pp | -9.96%+4.0pp |
| Employer contribution / active EE | $968 | $2,430-60.2% | $3,631-73.3% | $2,111-54.2% |
| Participant deferral / active EE | $3,144 | $2,935+7.1% | $4,082-23.0% | $3,350-6.1% |
| Admin fee / account holder | $476 | $656-27.4% | $5,478-91.3% | $521-8.6% |