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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,238 | $91,537+72.9% | $130,045+21.7% | $75,173+110.5% |
| Participation rate | 65.2% | 71.5%-6.2pp | 78.5%-13.3pp | 67.2%-2.0pp |
| Annual return | 17.81% | -631.55%+649.4pp | -137.30%+155.1pp | 160.72%-142.9pp |
| Employer contribution / active EE | $853 | $2,845-70.0% | $4,321-80.3% | $2,671-68.1% |
| Participant deferral / active EE | $4,615 | $4,343+6.3% | $5,820-20.7% | $4,126+11.9% |
| Admin fee / account holder | $5,163 | $6,780-23.9% | $10,600-51.3% | $5,651-8.6% |