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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,638 | $66,302+85.0% | $110,243+11.2% | $56,289+117.9% |
| Participation rate | 57.3% | 74.9%-17.6pp | 79.8%-22.5pp | 69.9%-12.6pp |
| Annual return | -5.13% | -1.18%-3.9pp | 314.76%-319.9pp | -9.96%+4.8pp |
| Employer contribution / active EE | $780 | $2,047-61.9% | $3,827-79.6% | $2,111-63.1% |
| Participant deferral / active EE | $3,898 | $3,381+15.3% | $4,672-16.6% | $3,350+16.4% |
| Admin fee / account holder | $4,600 | $698+558.5% | $8,548-46.2% | $521+782.9% |