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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,305 | $78,707+61.7% | $117,861+8.0% | $70,126+81.5% |
| Participation rate | 65.9% | 73.2%-7.3pp | 79.7%-13.8pp | 69.5%-3.7pp |
| Annual return | 15.38% | 23.30%-7.9pp | 335.11%-319.7pp | 73.15%-57.8pp |
| Employer contribution / active EE | $903 | $2,223-59.4% | $3,786-76.2% | $2,343-61.5% |
| Participant deferral / active EE | $4,529 | $3,297+37.4% | $4,482+1.1% | $3,332+35.9% |
| Admin fee / account holder | $1,723 | $5,066-66.0% | $8,021-78.5% | $4,645-62.9% |