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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,917 | $86,341+16.9% | $125,195-19.4% | $65,186+54.8% |
| Participation rate | 85.2% | 75.3%+9.9pp | 79.8%+5.4pp | 70.2%+15.0pp |
| Annual return | 24.81% | 27.44%-2.6pp | 43.79%-19.0pp | 29.39%-4.6pp |
| Employer contribution / active EE | $861 | $2,040-57.8% | $3,866-77.7% | $2,177-60.4% |
| Participant deferral / active EE | $4,042 | $3,538+14.2% | $4,937-18.1% | $3,514+15.0% |
| Admin fee / account holder | $4,526 | $609+642.7% | $9,704-53.4% | $847+434.2% |