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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,615 | $55,636-7.2% | $81,991-37.0% | $73,493-29.8% |
| Participation rate | 79.6% | 62.3%+17.3pp | 69.3%+10.4pp | 70.7%+8.9pp |
| Annual return | 10.96% | 19.07%-8.1pp | 41.31%-30.4pp | 28.51%-17.6pp |
| Employer contribution / active EE | $600 | $1,625-63.1% | $2,498-76.0% | $2,270-73.6% |
| Participant deferral / active EE | $4,113 | $2,762+48.9% | $3,722+10.5% | $3,740+10.0% |
| Admin fee / account holder | $5,845 | $493+1086.2% | $5,665+3.2% | $513+1039.2% |