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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,973 | $47,944+25.1% | $67,834-11.6% | $62,881-4.6% |
| Participation rate | 79.5% | 61.1%+18.5pp | 68.8%+10.7pp | 69.3%+10.2pp |
| Annual return | 8.85% | 11.77%-2.9pp | 138.47%-129.6pp | 20.14%-11.3pp |
| Employer contribution / active EE | $819 | $1,562-47.6% | $2,403-65.9% | $2,281-64.1% |
| Participant deferral / active EE | $4,051 | $2,247+80.3% | $3,160+28.2% | $3,203+26.5% |
| Admin fee / account holder | $1,014 | $3,712-72.7% | $4,622-78.1% | $4,296-76.4% |