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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,792 | $49,280+19.3% | $67,313-12.7% | $64,173-8.4% |
| Participation rate | 82.1% | 60.8%+21.4pp | 69.1%+13.1pp | 69.6%+12.6pp |
| Annual return | -4.40% | -1.39%-3.0pp | -4.08%-0.3pp | 7.63%-12.0pp |
| Employer contribution / active EE | $504 | $1,668-69.8% | $2,566-80.4% | $2,381-78.8% |
| Participant deferral / active EE | $4,113 | $2,484+65.6% | $3,568+15.3% | $3,470+18.6% |
| Admin fee / account holder | $9,642 | $3,863+149.6% | $4,507+114.0% | $4,887+97.3% |