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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,375 | $44,850+16.8% | $60,547-13.5% | $59,633-12.2% |
| Participation rate | 84.7% | 59.5%+25.2pp | 68.0%+16.7pp | 68.7%+16.0pp |
| Annual return | -0.30% | 1074.14%-1074.4pp | 335.64%-335.9pp | 2041.40%-2041.7pp |
| Employer contribution / active EE | $736 | $1,462-49.6% | $2,419-69.6% | $2,203-66.6% |
| Participant deferral / active EE | $4,451 | $2,230+99.6% | $3,328+33.8% | $3,192+39.5% |
| Admin fee / account holder | $5,611 | $3,635+54.3% | $4,536+23.7% | $4,297+30.6% |