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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,038 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,295 | $80,753+262.0% | $136,298+114.5% | $62,293+369.2% |
| Participation rate | 81.3% | 73.5%+7.8pp | 81.9%-0.6pp | 69.5%+11.8pp |
| Annual return | 18.93% | 35.83%-16.9pp | 5156.27%-5137.3pp | 28.90%-10.0pp |
| Employer contribution / active EE | $4,769 | $2,884+65.4% | $4,696+1.6% | $2,042+133.5% |
| Participant deferral / active EE | $9,963 | $5,164+92.9% | $6,247+59.5% | $3,169+214.4% |
| Admin fee / account holder | $15 | $525-97.1% | $9,244-99.8% | $479-96.8% |