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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $6,355 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,142 | $75,183+243.4% | $123,894+108.4% | $55,167+367.9% |
| Participation rate | 78.0% | 72.8%+5.2pp | 81.4%-3.4pp | 69.0%+9.0pp |
| Annual return | 13.53% | 19.01%-5.5pp | 47.52%-34.0pp | 169.23%-155.7pp |
| Employer contribution / active EE | $5,043 | $2,823+78.6% | $4,617+9.2% | $1,963+157.0% |
| Participant deferral / active EE | $9,088 | $5,084+78.7% | $5,984+51.9% | $3,054+197.5% |
| Admin fee / account holder | $16 | $663-97.6% | $8,357-99.8% | $504-96.8% |