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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,004 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,274 | $99,957+271.4% | $149,745+147.9% | $73,497+405.2% |
| Participation rate | 77.5% | 75.7%+1.8pp | 82.5%-5.0pp | 70.7%+6.8pp |
| Annual return | 17.66% | 53.87%-36.2pp | 276.72%-259.1pp | 28.51%-10.9pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,646-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $10,759 | $6,073+77.2% | $6,843+57.2% | $3,740+187.7% |
| Admin fee / account holder | $28 | $551-94.9% | $9,312-99.7% | $513-94.6% |