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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,490 | $75,962-67.8% | $154,108-84.1% | $64,173-61.8% |
| Participation rate | 80.6% | 70.4%+10.1pp | 83.0%-2.5pp | 69.6%+11.0pp |
| Annual return | -9.77% | 30.32%-40.1pp | 735.21%-745.0pp | 7.63%-17.4pp |
| Employer contribution / active EE | $1,455 | $3,350-56.6% | $5,298-72.5% | $2,381-38.9% |
| Participant deferral / active EE | $3,231 | $3,175+1.8% | $5,081-36.4% | $3,470-6.9% |
| Admin fee / account holder | $2,750 | $5,589-50.8% | $13,411-79.5% | $4,887-43.7% |