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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,368 | $77,920-26.4% | $149,723-61.7% | $75,177-23.7% |
| Participation rate | 69.0% | 65.6%+3.5pp | 78.8%-9.7pp | 67.2%+1.8pp |
| Annual return | 18.92% | 31.72%-12.8pp | 134.50%-115.6pp | 160.75%-141.8pp |
| Employer contribution / active EE | $1,340 | $3,138-57.3% | $4,821-72.2% | $2,671-49.8% |
| Participant deferral / active EE | $3,876 | $3,411+13.6% | $5,682-31.8% | $4,126-6.1% |
| Admin fee / account holder | $855 | $5,951-85.6% | $13,215-93.5% | $5,651-84.9% |