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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,610 | $77,638-87.6% | $156,551-93.9% | $62,881-84.7% |
| Participation rate | 97.0% | 71.2%+25.8pp | 84.0%+13.0pp | 69.3%+27.7pp |
| Annual return | 14.45% | 50.33%-35.9pp | 32.23%-17.8pp | 20.14%-5.7pp |
| Employer contribution / active EE | $1,652 | $3,444-52.0% | $5,501-70.0% | $2,281-27.6% |
| Participant deferral / active EE | $2,719 | $3,046-10.7% | $4,871-44.2% | $3,203-15.1% |
| Admin fee / account holder | $716 | $5,561-87.1% | $13,028-94.5% | $4,296-83.3% |