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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,866 | $56,287+24.1% | $80,977-13.7% | $62,881+11.1% |
| Participation rate | 90.5% | 68.9%+21.5pp | 75.8%+14.7pp | 69.3%+21.2pp |
| Annual return | 5.64% | 22.13%-16.5pp | 17.11%-11.5pp | 20.14%-14.5pp |
| Employer contribution / active EE | $5,410 | $1,943+178.5% | $3,715+45.6% | $2,281+137.2% |
| Participant deferral / active EE | $7,833 | $4,196+86.7% | $5,696+37.5% | $3,203+144.6% |
| Admin fee / account holder | $12,799 | $3,742+242.0% | $5,517+132.0% | $4,296+197.9% |