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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,688 | $63,365+40.0% | $91,994-3.6% | $72,976+21.5% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 18.71% | 35.35%-16.6pp | 69.04%-50.3pp | 81.02%-62.3pp |
| Employer contribution / active EE | $7,288 | $2,116+244.5% | $3,453+111.1% | $2,440+198.7% |
| Participant deferral / active EE | $13,543 | $4,883+177.3% | $5,924+128.6% | $3,608+275.4% |
| Admin fee / account holder | $4,003 | $4,670-14.3% | $7,744-48.3% | $5,124-21.9% |