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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,834 | $58,600+15.8% | $83,327-18.6% | $64,173+5.7% |
| Participation rate | 98.4% | 72.0%+26.4pp | 77.8%+20.7pp | 69.6%+28.8pp |
| Annual return | -2.26% | 9.66%-11.9pp | 10.64%-12.9pp | 7.63%-9.9pp |
| Employer contribution / active EE | $6,243 | $2,098+197.5% | $3,379+84.8% | $2,381+162.2% |
| Participant deferral / active EE | $10,198 | $4,656+119.1% | $5,565+83.2% | $3,470+193.9% |
| Admin fee / account holder | $6,517 | $9,282-29.8% | $7,540-13.6% | $4,887+33.3% |