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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,065 | $165,381-23.2% | $149,730-15.1% | $158,966-20.1% |
| Participation rate | 53.8% | 84.6%-30.7pp | 82.5%-28.6pp | 82.0%-28.1pp |
| Annual return | 13.25% | 348.29%-335.0pp | 276.70%-263.5pp | 302.95%-289.7pp |
| Employer contribution / active EE | $1,029 | $5,104-79.8% | $4,645-77.8% | $4,762-78.4% |
| Participant deferral / active EE | $2,540 | $7,182-64.6% | $6,843-62.9% | $5,983-57.6% |
| Admin fee / account holder | $1,316 | $10,809-87.8% | $9,310-85.9% | $11,250-88.3% |