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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,105 | $157,296-23.0% | $141,191-14.2% | $152,897-20.8% |
| Participation rate | 61.5% | 84.8%-23.3pp | 82.5%-20.9pp | 82.5%-20.9pp |
| Annual return | 21.30% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $2,657 | $5,262-49.5% | $4,736-43.9% | $4,764-44.2% |
| Participant deferral / active EE | $6,219 | $7,111-12.5% | $6,710-7.3% | $5,851+6.3% |
| Admin fee / account holder | $1,789 | $12,125-85.2% | $10,264-82.6% | $11,599-84.6% |