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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,749 | $150,447-57.0% | $136,298-52.5% | $147,586-56.1% |
| Participation rate | 52.9% | 84.4%-31.5pp | 81.9%-29.0pp | 82.8%-29.9pp |
| Annual return | 17.05% | 1049.15%-1032.1pp | 5156.27%-5139.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,503 | $5,256-71.4% | $4,696-68.0% | $4,876-69.2% |
| Participant deferral / active EE | $4,478 | $6,631-32.5% | $6,247-28.3% | $5,439-17.7% |
| Admin fee / account holder | $674 | $10,906-93.8% | $9,244-92.7% | $10,886-93.8% |