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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,535 | $138,075-43.1% | $123,552-36.4% | $135,379-42.0% |
| Participation rate | 53.3% | 84.7%-31.4pp | 82.3%-29.0pp | 82.6%-29.3pp |
| Annual return | -8.67% | 153.70%-162.4pp | 119.20%-127.9pp | 519.79%-528.5pp |
| Employer contribution / active EE | $2,188 | $5,152-57.5% | $4,628-52.7% | $4,779-54.2% |
| Participant deferral / active EE | $5,537 | $6,800-18.6% | $6,426-13.8% | $5,609-1.3% |
| Admin fee / account holder | $993 | $10,917-90.9% | $9,285-89.3% | $10,828-90.8% |